About Our Agency

Walter McFall & Kremer Insurance provides comprehensive insurance options.

We are your trusted independent insurance agency since 1936.

Home » About Our Agency

Your family, your possessions, and your business are all important to you, but you may not know how to best protect them. With over 84 years in business, we have the experience to navigate the unique risks you face, serving as your insurance advisor.

Welcome to Walter McFall & Kremer Insurance Agency Inc. We have been doing business in Kettering, OH, since 1936. We are proud to provide insurance and financial solutions to more than 3,000 individuals and businesses in the Dayton and Miami Valley area.

We are committed to building a solid relationship with customers through practical solutions and excellent service. Our insurance agency provides auto insurance, home insurance, life insurance, health insurance, and much more for both your personal and business needs.

84+ years

in business

4th generation



satisfied clients

Located in downtown Kettering, OH, we are proud to insure individuals and businesses in Kettering, OH, Centerville, OH, Oakwood, OH, Englewood, OH, Springboro, OH, Beavercreek, OH, and many other great locations throughout the entire Miami Valley region! Our agency recently acquired Back Insurance to better help reach clients throughout the area. We are also licensed to help clients in Kentucky, Michigan, and Tennessee.

The agents at Walter McFall & Kremer Insurance Agency Inc. are independent agents. As independent agents, we don’t work for one insurance company; we sell coverage from several different companies. This allows us to focus on providing you with the right amount of insurance and the right type of coverage for your needs.

Our Mission Statement

At Walter McFall & Kremer Insurance, we strive to build long-lasting relationships with each of our clients, working to help them find comprehensive insurance coverage to protect them from their unique risks.

Why Go Independent?Meet Our Team
About Our Agency - Smiling Couple Enjoys a Road Trip, Looking Out the Car Window on a Hot Day

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As an independent agency, we are here to help you find the right coverage.

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Our Partnerships

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The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

Insurance Solutions We Specialize In

We specialize in a variety of coverage options to meet your unique insurance needs.

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As an independent agency, we are here to help you find the right coverage.

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It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!